Every Credit Situation We Help With
Eighteen specialist areas. Find the one that matches your situation — or speak to us and we'll point you in the right direction.
CCJ Mortgages
Get approved despite an active or satisfied County Court Judgment.
Learn moreMortgages With Defaults
Defaults don't have to mean an automatic rejection.
Learn moreIVA & Bankruptcy Mortgages
A path to homeownership after insolvency.
Learn moreMortgages With Missed Payments
Minor arrears don't always mean a straight no.
Learn moreMortgages With Low Credit Scores
A low score shouldn't be a permanent barrier.
Learn moreSelf-Employed Mortgages With Bad Credit
Specialist help presenting your accounts to lenders.
Learn moreRemortgage With Bad Credit
Switch to a better deal, even with adverse credit.
Learn moreGetting a Mortgage After Repossession
A repossession doesn't have to be a permanent barrier.
Learn moreMortgages With a Payday Loan History
Past payday loan use, assessed fairly by the right lender.
Learn moreMortgages With a Debt Management Plan (DMP)
Taking control of your debt shouldn't count against you.
Learn moreBuy-to-Let Mortgages With Bad Credit
Grow your rental portfolio, whatever your credit history.
Learn moreFirst-Time Buyer Mortgages With Bad Credit
Buying your first home with a less-than-perfect credit file.
Learn moreJoint Borrower Sole Proprietor (JBSP) Mortgages
Boost affordability with support from a family member.
Learn moreGuarantor Mortgages With Bad Credit
A family member's backing can open doors bad credit alone can't.
Learn moreMortgage in Principle With Bad Credit
Find out what you could borrow before you start house-hunting.
Learn moreSecond Charge Mortgages With Bad Credit
Borrow against your home's equity without touching your existing mortgage.
Learn moreShared Ownership Mortgages With Bad Credit
Buy a share of your home, even with a less-than-perfect credit file.
Learn moreJoint Mortgage With Bad Credit
One applicant has bad credit? It doesn't have to sink a joint application.
Learn moreCompare Situations
See typical deposit and timing guidance for all 18 situations, side by side.
Read the FAQs
Every question we get asked, grouped by situation.
Mortgage Glossary
Plain-English definitions of CCJ, LTV, DMP and every other term on this site.
Not Sure Where to Start?
Every case is different. Get a complimentary evaluation of your situation and we'll point you toward the right specialist lenders.
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